Tuesday, June 11, 2013

Small Business owner on Welfare as employees gain Health care

What is Health care going to Reform? I get it, I have kids and we need options to care for them and cannot, should not be entitled to free health care. As a small business owner with now just over 50 employees, I need to provide a plan that conforms to thh new rules. It will cost the company about $10,500 per month and each employee no more than $131 per month. Many are oting out and forcing me into small group rates that will be more for myself and the staff. So we are encoraging the plan for better rates for all. if they opt out, tehy will be on their own and they know it. Issue is, I dont make that much and will no onger be able to afford to pay myself in an effort to cover a portion of the monthly plan. So as they gain health care, I need to apply for programs that will enable me to get my family fed healthy food. Good thing I can cook and enjoy it. Is this really progress? does the good of the many outweigh the good of the few. If they don't get care from my business, I am a gainfully employed small business owner. If they opt for the program, I am not likely to want to stay in business, making another failure story and putting all those who have been here for 16 or more years out of work on January 1, 2014. Cost savings here and there will not cover the pure cost. nor will a combination of those and tax breaks on payroll taxes. Any good ideas. One suggestion was to triple my staff and get everyone down to 32 hours and beat the system. Good option, but is that the kind of solution that will make and help me retain quality people? some of the staff have two jobs already. will they have to get four to balance it out? Mr. Federal Government, Thank you for giving us such quality options. The plan administrators as of today do not yet know the rules that will take effect in six months. So we have to make assumptions on how you will enact this program or face fines. Funny thing is that you had no problem defining the fines, but not the program for which they will apply.

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